After graduating from the Chinese University of Hong Kong (CUHK) Business School, Albert Chiu (BBA 1987) kicked off his banking career in forex and treasury management in multinational banks. In 2000, he decided to join EFG Bank (a relatively new Swiss private bank then) to set up their Asian operations. While achieving success in the private wealth management industry, he also maintained a passion for football, even serving as a FIFA-accredited referee for a time. Through all these high-stake endeavours—whether it was managing tens of billions of dollars in investments or making thousands of decisions during a football game—Albert’s exceptional mental strength carried him through. It allowed him to keep his cool in stressful situations and consistently turn challenges into victories.